Correspondent

> Non-Correspondent

Penrose Financial Services represents these four Life Insurance Companies. These lenders offer very competitive loan terms for commercial properties throughout the Washington DC – Baltimore region.

	Ameriprise Financial (Formerly American Express Financial Advisiors) • Worldwide Investments exceeding $151 Billion Dollars • NYSE Listed – Symbol AMP • $1 - 30 Million, 5-20 Year, Fixed Rate, non-recourse • Office, retail, industrial, multifamily, hospitality • Represented by Penrose in Washington and Baltimore since 1998
	Advantus Capital Management (A Subsidiary of Securian Financial Group) • Nationwide Investments for Minnesota Mutual Life exceeding $15 Billion Dollars • $2 - 25 Million, 5-20 Year, Fixed Rate, non-recourse • Office, retail, industrial, multifamily, hospitality • Represented by Penrose in Washington and Baltimore since 1999
	Assurant, Inc. (Formerly Fortis Investment Advisors) • Nationwide Investments exceeding $24 Billion Dollars for various Assurant insurance company holdings • NYSE Listed - Symbol AIZ • $1 - 20 Million, 5-20 Year, Fixed Rate, non-recourse • Equity Investment Program • Office, retail, industrial, multifamily, hospitality • Represented by Penrose in Washington and Baltimore since 1994
	Aviva Capital Management (Formerly AmerUs Life Holdings) • Nationwide Investments exceeding $1 9.5 Billion Dollars • $ 1 - 35 Million, 5-20 Year, Fixed Rate, non-recourse • Office, industrial, retail, multifamily • Represented by Penrose in the Washington Metropolitan area since 1999
	Kansas City Life Insurance • $1 - 5 Million, 5-20 Year, Fixed Rate, minimum-recourse (25%) • Office, industrial, multifamily • Represented by Penrose in the Washington Metropolitan area since 2006